Bowling Green, OH businesses can send funding requests to Lakerun Commercial Capital, a small-business funding service in Findlay, Ohio, by phone or online form. This page uses ZIP 43402 and City of Bowling Green, OH Census figures only, since the city sits in Wood County, OH and Hancock County, OH figures do not describe it.
At a glance
- Employer sites coded to ZIP 43402
719 (ZBP 2023)
- Employees, ZIP 43402
13,058 (ZBP 2023)
- Working residents who are self-employed, Bowling Green, OH
6.9% (margin 2.2 pts), ACS 2020-2024
Who Makes Up Bowling Green, Ohio Businesses: ZIP 43402 Counts
ZIP 43402 had 719 employer establishments in 2023, with 13,058 employees and $590.3 million in annual payroll; 320 of them, 44.5%, had fewer than five employees (ZIP Code Business Patterns 2023). By our arithmetic that is about 18 employees and $45,205 of payroll per employee on average.
The city covers 11.3% of ZIP 43402's land, and 97.6% of the city's land lies in that ZIP; the rest is in ZIP 43403, which lies wholly inside the city (Census ZCTA-place relationship file). So ZIP 43402 counts include businesses outside the city limits.
Bowling Green, Ohio Businesses List: The Local Business Mix
| Sector | Establishments | One to four on payroll |
|---|---|---|
| Health care and social assistance | 102 | 36.3% |
| Accommodation and food services | 102 | 15.7% |
| Retail trade | 91 | 33.0% |
| Other services | 84 | 60.7% |
| Professional, scientific and technical services | 55 | 76.4% |
| Finance and insurance | 51 | 56.9% |
| Construction | 48 | 56.2% |
| Manufacturing | 38 | 10.5% |
| Real estate and rental and leasing | 37 | 78.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. For Bowling Green, Ohio manufacturing companies, the ZIP had 38 manufacturing employer establishments, and only 10.5% had fewer than five employees, a smaller share than any other sector in the table. Machines and long customer payment terms are the usual funding questions there; see equipment financing.
Bowling Green, OH self-employment, 2020-2024
Among City of Bowling Green, OH residents with jobs, 6.9% (+/- 2.2) were self-employed in 2020-2024: 3.1% in their own incorporated business and 3.9% unincorporated (American Community Survey 5-year estimates). The margins of error are wide, so treat the split as a rough picture.
Bowling Green, Ohio Commercial Real Estate and the Cost of Taking a Space Over
Lakerun does not arrange property loans. What a business taking over a commercial space does need funded is the rest: the build-out, fixtures, equipment and the months of rent before the new location covers itself. A term loan fits the build-out; equipment financing fits the fixtures.
Bowling Green, Ohio Zoning Map Before a Build-Out
Before signing a lease for a new use, check the city's zoning map and ordinance for the address, and confirm with the city's planning office that the use is allowed. A partner funding a build-out reads the timeline, and a zoning question can move it.
Using the City of Bowling Green, Ohio Zoning When Planning a Remodel
- Find the zoning district for the address on the city map
- Read what uses and changes the district allows
- Ask the city which permits the remodel needs and how long review takes
- Get the contractor's quote and schedule in writing
- Add the permit timeline to the funding request
From Bowling Green, OH to the Lakerun phone line
Bowling Green, OH is about 22 miles north of Findlay, OH in a straight line. Requests are handled by phone at (419) 588-8289 and by the online form, so the steps are the same as for a Findlay, OH business. Other nearby towns are listed on the areas page.
Sectors served from Bowling Green, OH
Partners weigh requests from Bowling Green, OH firms in many different fields; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock are only a few examples. The partner that reviews a request applies its own criteria before reaching a decision.
Paperwork for a Bowling Green, OH request
- Monthly statements from the business bank from the most recent three to six months
- This year's profit and loss figures plus a current balance sheet
- An unexpired ID card or passport for each person with an ownership share
- The company's formation documents, along with your EIN notice
- A schedule of open loans and leases, showing balances and monthly payments
- For a machine or vehicle, the written quote, listing the item and its cost
No single checklist fits every partner; these items are the typical core.
The process after an inquiry from Bowling Green, OH
- Begin by calling (419) 588-8289 or use the online form and say what the funding is for.
- Next, the request reaches partners that provide that kind of financing.
- Partners review the details and reaches its own credit decision.
- When an offer is made, review its total cost and repayment terms, and accept only if it works for you.
Firms in Bowling Green, OH can work through every step by phone or the online form.
By Lakerun Commercial Capital ยท Updated